What Happens if You Die Without A Will in Colorado?

andrew • October 31, 2022

An individual who dies without a will is deemed to have died “intestate.” In such a situation, the state’s intestacy law apply to the distribution of estate assets. In Colorado, those statutes are found in Title 15, Article 11 of the Colorado Revised Statutes . The allocation of estate assets under the intestacy rules depends on the structure of the decedent’s family and who the surviving relatives are. Generally speaking, the family member with first priority as a beneficiary is a surviving spouse. If an individual has a surviving spouse and no kids separate from the surviving spouse, the surviving spouse will inherit everything. This is true even if the couple has adult children. If an individual has children, but no surviving spouse, then the children would inherit everything. If any of those children are under 21, a conservator would need to be appointed to manage the funds being distributed to them.

Beyond this, things can become complicated. For blended families with children from prior relationships, spouses are only able to inherit a portion of the estate, with the children from the previous marriage granted a smaller portion of the estate. The following table outlines some of these more complicated family situations and the allocations that would occur under the intestacy laws found in Title 15, Article 11 of the Colorado Revised Statutes: 

  Surviving relatives are …                                                                                                                                            Resulting distribution

 

               -Spouse, but no children                                                                                                                                                -Everything to the surviving spouse

 

-Children, but no spouse                                                                                                                                               -Everything to the children 


-Spouse and children between you and your spouse, and                                                                        -Everything to your surviving spouse

your spouse has no other children    

   

-Spouse and children between you and your spouse,                                                                                -Surviving spouse receives the first $279,000, plus 50% of the

 but your spouse has children from another relationship                                                                         remaining estate. Your children get the remaining 50%, by                                                                                                                                                                                                                    representation.


  -Spouse and you have children from a prior relationship or marriage                                          -Surviving spouse receives the first $186,000, plus 50% of the                                                                                                                                                                                                            remaining estate. Your children get the remaining 50%, by                                                                                                                                                                                                                    representation.

   

                - Spouse and parents, but you do not have any children                                                                        -Surviving spouse receives the first $300,000, plus 75% of the                                                                                                                                                                                                                          remaining estate. Your parents get the remaining 25%, by                                                                                                                                                                                                                                    representation.

 

-Parent(s). No spouse or children.                                                                                                                       -100% of the estate to your parent(s), by representation.


-Sibling(s). No spouse, parents, or children.                                                                                                  -100% of the estate to your siblings, by representation.


  * Values up to date through 2022 based on the Colorado Department of Revenue  Cost of Living Adjustment Schedule                                    (https://www.courts.state.co.us/userfiles/file/Self_Help/Probate/COLA.pdf).
As you can see, these distributions can become quite complicated. It is important to note that “children” (as used above) can sometimes include grandchildren if your children have predeceased their children. Some other important information to note:
-         Legally divorced spouses do not have a right to inherit from your estate through the intestacy rules; -         Children born outside of marriage have an equal right to inherit from both parents; -         Legally adopted children are treated like biological children are; -         Biological children who were formally adopted by another family would not receive a share from their biological parents;


If you want to have control of how your property is distributed beyond the provisions discussed above, it is essential to have a will and/or other estate plans in place. This is the only way to decisively prevent unwanted relatives, or the state, from potentially collecting an inheritance from your estate after you pass.

What next?

If you think it might be time to think through your estate plan, you can: 
  1. Give us a call at 720-821-7604 to schedule a "Discovery Session" at which we can determine whether our firm would be a good fit for your needs. Or fill out our contact form to have us call you.
  2. Visit our estate planning page to learn more about how proactively thinking through your estate plan can protect you and your family, minimize hassle, lower the chance of family discord, and minimize or eliminate taxes.
  3. Learn more by reading our blog or watching our videos .

Three smiling people posed on a stool in a bright studio, with a child seated between two adults
October 23, 2026
Does having a will make probate faster in Centennial, Colorado? Learn what affects timing and how clear estate planning can help your family prepare.
Two people chatting at a small outdoor café table, with coffee cups and a red brick wall behind them
September 22, 2026
Can a will expire in Colorado? Learn how older wills remain valid, when to update an estate plan, and how The McKenzie Law Firm, LLC assists Centennial residents.
By Dan McKenzie • September 15, 2026
Losing a loved one is overwhelming, and many families are surprised to learn that financial matters can freeze instantly after a passing. When a person dies, their legal financial identity stops immediately. This means they can no longer hold property, sign agreements, or authorize payments. Even if you hold a power of attorney—a legal document allowing you to make decisions on someone’s behalf while they are alive—that authority ends the moment they pass away. Families across the Denver metro area are often caught off guard when trying to access funds to pay for immediate expenses.
By Dan McKenzie • September 14, 2026
Learn what happens if your main beneficiary can’t inherit your assets and discover the common will mistakes Denver families should avoid to protect their estate.
By Dan McKenzie • September 14, 2026
Discover what happens if a trustee misuses funds in Colorado. Learn about trustee personal liability, legal consequences, and how to protect family trust assets.,
By Dan McKenzie • September 1, 2026
Wondering if you can use a deceased parent’s debit card to pay their final bills? Learn why doing so can cause legal trouble and how proper estate planning helps.
By Dan McKenzie • September 1, 2026
Think writing a will keeps your estate out of court? Learn why a will does not avoid probate in Colorado and how proper planning protects your family’s legacy.
By Dan McKenzie • August 29, 2026
Learn what documents you need for medical incapacity in Colorado, including medical powers of attorney and living wills. Contact The McKenzie Law Firm, LLC today.
By Dan McKenzie • August 28, 2026
Learn how to choose a successor trustee for your Colorado estate plan. Discover key tips to protect your family and manage assets smoothly in the Denver metro area.
By Dan McKenzie • August 27, 2026
Discover why a residuary clause in a will is essential to protect unlisted assets like homes and retirement accounts from probate court in Colorado.