One misconception people have about life insurance is that naming beneficiaries is all you have to do to ensure the benefits will be available for a surviving spouse, children, or other intended beneficiary. Life insurance is an important estate planning tool, but without certain protections in place, there's no guarantee that your spouse...

Once you have determined that you need a will, gathering the information that will be needed for proper drafting is not usually difficult. A will preparation checklist can ensure that your will properly addresses all your needs. Remember that if you die without a will, a probate court will have no way...